kimberly

  • Credit Card Traps and Tools

    ·

    Credit Cards Traps and Tools

    When you find yourself in the credit card trap, where you want to pay your card off but don’t have enough to clear the entire balance. Add to that, you also use your card, you might feel frustrated and stuck. Maybe you don’t want to get rid of credit cards altogether, but you also don’t…

    Read More

  • Puzzling reflections in a mirror…

    ·

    Through a glass darkly as it says in the Bible. We don't see everything as clearly as we think

    So there’s this verse in the Bible, right in the middle of the “love” chapter in fact, where Paul says, “we see through a glass darkly”. The modern translation would be “We’re looking through a dirty window” or “We’re looking at a dirty mirror”.  In other words, we don’t see clearly. Or as clearly as…

    Read More

  • Actually, Good Credit DOES Matter

    ·

    Actually, good credit does matter. Why you should stop listening to Dave Ramsey and build your credit.

    Does having good credit matter even if you are avoiding debt? The short answer, yes. Here’s why. Back when I was young and thought I knew everything, I was also a big fan of talking heads who also think they know the One Right Way to Do Everything. Looking at you, Dave Ramsey. Any Dave…

    Read More

  • Hypocrisy and Calling

    ·

    Hypocrisy and CAlling

    Ever notice those who manipulate you to ignore your calling because some other activity is “more spiritual” are also usually the ones pursuing their calling and manipulating people to take part? Am I the only one who sacrificed my calling for someone else’s? I was just thinking about this. For YEARS…literal years…I was in churches…

    Read More

  • 1 Simple Trick that helps you manage life better

    ·

    This one simple trick will help you manage your life better and build better habits

    In a perfect world, I’d create the ideal daily schedule, full of all the productive things, and stick to it without a hitch. I’d fill each minute of each day with only good things that help me press forward towards my goals. …In a perfect world. Alas, the world is not perfect. I’m not perfect.…

    Read More

  • But is it Enough? Who cares!

    ·

    But is it enough? Learning to build a habit of savings when you are already stretched

    How much is “enough”? I often wrestled with knowing what I “Should” put into savings versus what I “Could” put there. I built a small but significant habit during our lean years that helped change everything for our family. I decided to start putting money into savings, no matter how small the amount, whenever I…

    Read More