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AI can be used for many terrible ideas, but I’ve found a pretty great way to use AI to help me out. I fed Claude AI my various non-identifying financial information, and I asked it a few questions to see where I can cut and how to optimize the family finances. Wait, what? Let’s get…
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When you find yourself in the credit card trap, where you want to pay your card off but don’t have enough to clear the entire balance. Add to that, you also use your card, you might feel frustrated and stuck. Maybe you don’t want to get rid of credit cards altogether, but you also don’t…
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Does having good credit matter even if you are avoiding debt? The short answer, yes. Here’s why. Back when I was young and thought I knew everything, I was also a big fan of talking heads who also think they know the One Right Way to Do Everything. Looking at you, Dave Ramsey. Any Dave…
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This post is just a little more insight into who I am and where I’m coming from. It took me a while to put it into words, and to pare it down so it wasn’t 20,000 words long. I know it’s still long. But this is my story, at least the parts where money, passion,…